We'll Help You Get A Fresh Financial Start

If you are grappling with debt and have been constantly harassed by the debt collection agencies, then believe us, YOU ARE NOT ALONE.

Over the years we have successfully represented numerous clients in the area of consumer bankruptcy (Chapter 7 & Chapter 13) so as to completely eliminate the debt, or reorganize it at a lower debt payment over a period of 3-5 years.

Our bankruptcy attorneys can help you to stop illegal debt collection attempts made by the creditors and also counsel you on building good credit. We strongly recommend that you talk with us before squandering your money on foreclosure prevention, loan modification, credit counselor or debt settlement companies.

Repossession Crisis is Coming

By Eric Southward | January 29, 2023 | Comments Off on Repossession Crisis is Coming

Bloomberg is sounding the warning bells. Americans are falling behind on their car payments at a faster rate since the last financial crisis in 2009. Worse PRIME customers normally only make up 2% of all repos and have doubled to 4% now. You can argue it’s a combination of pent up Covid 19 demand where…

Student loan repayments paused again

By Eric Southward | December 15, 2022 | Comments Off on Student loan repayments paused again

Wondering when your student loans will go back in to repayment? According to the administration, repayment won’t start until lawsuits stop. The recently announced plan to cancel up to $20,000 in student loan debt for qualified Americans is on hold because of lawsuits attacking it. In response, the Department of Education has stated that the…

Stop Foreclosure

By Eric Southward | November 4, 2021 | Comments Off on Stop Foreclosure

House up for sale? STOP FORECLOSURE immediately using Chapter 13 Bankruptcy Stop Foreclosure Sale – Houston Bankruptcy. If your house is up for foreclosure or property tax sale, Busby & Southward can file Chapter 13 bankruptcy for you to STOP THE SALE. Chapter 13 helps you get BACK ON YOUR FEET and helps you get…

Stop Repossession

By Eric Southward | September 28, 2021 | Comments Off on Stop Repossession

STOP REPOSSESSION immediately using Chapter 13 Bankruptcy. STOP REPOSSESSION immediately using Chapter 13 Bankruptcy. Whether your truck has ALREADY been repossessed or your car is in DANGER of repossession, the minute you file bankruptcy you STOP the repossession from going any further. Get your Truck or Car back As long as your truck as not…

What happens after Chapter 7 Meeting of Creditors?

By Eric Southward | December 23, 2020 | Comments Off on What happens after Chapter 7 Meeting of Creditors?

All right. Congratulations. The meeting with your chapter 7 Trustee went well. You won’t  need any further meetings with the trustee or any more hearings. We’re done. In our prior video, we discussed preparing for the meeting with the Chapter 7 Trustee. In this video, discuss what happens next. In about one to two weeks…

Preparing for the Chapter 7 Bankruptcy Meeting of Creditors and Meeting with your Chapter 7 Trustee

By Eric Southward | June 8, 2020 | Comments Off on Preparing for the Chapter 7 Bankruptcy Meeting of Creditors and Meeting with your Chapter 7 Trustee

In our last video, we discussed the timeline and events that happen after you file for chapter 7 bankruptcy. Now you are going to prepare for your Chapter 7 Bankruptcy Meeting of Creditors. This meeting is conducted by your chapter 7 trustee. This trustee is randomly appointed by the United States Trustees Office. It will…

Your chapter 7 bankruptcy case was just filed. What happens next?

By Eric Southward | May 13, 2020 | Comments Off on Your chapter 7 bankruptcy case was just filed. What happens next?

Congratulations! Your chapter 7 bankruptcy case was just filed! So what happens next? We have a series of videos that discuss the next steps in your case from preparing for your meeting with the Chapter 7 trustee to waiting on your Discharge Order. This video focuses on exactly what happens after filing bankruptcy. Most cases…

Set up National Data Center Account

By Eric Southward | May 1, 2020 | Comments Off on Set up National Data Center Account

If you are a debtor in a chapter 13 bankruptcy in the Southern District of Texas you need to get an account set up with the National Data Center . The National Data Center is where your chapter 13 trustee stores information about your case. Head over to https://www.ndc.org/home to get started. You are going…

Chapter 13 Bankruptcy Temporary Plan Payment Reduction

By Eric Southward | April 21, 2020 | Comments Off on Chapter 13 Bankruptcy Temporary Plan Payment Reduction

Chapter 13 Bankruptcy Plan Payment Reduction

By Eric Southward | April 21, 2020 | Comments Off on Chapter 13 Bankruptcy Plan Payment Reduction

Covid-19 Reduction of Chapter 13 Plan Payments. The Court Ordered a temporary reduction of the chapter 13 bankruptcy the United States Bankruptcy Court for the Southern District of Texas. See Court Order (expired June 1, 2020) The chapter 13 debtor who has suffered a substantial and adverse effect from the current public health issues may…

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