Credit Counseling

Before filing a bankruptcy case in Houston, Texas and the surrounding areas, you must complete the required first credit counseling class. There are many providers approved by the United States Trustee’s office here in the Southern District of Texas – Bankruptcy Court.

You must complete a counseling session with an authorized provider prior to filing a bankruptcy. You can find a list of approved providers here.

The provider will issue a certificate that you can email our office so that we may file it with the court, or you can take the required class in our office with the provider we use via the internet.

You are not required to use the companies that we recommend. You can use any company that you want. But the ones we prefer can do classes over the phone, can do the classes in Spanish and tend to charge some of the lowest prices for the class.

For Busby & Southward clients, we recommend you use Allen Credit & Debit. Head to www.acdcas.com to get registered for the first course. Our attorney code is 12321

We understand that financial matters could be one of the most difficult experiences of your life. We believe that you deserve quick relief from the constant calls and letters. CALL US TODAY at (713_ 974-18099!

We will give you the required time to discuss the details of your financial issues and explain options at your disposal under Federal Bankruptcy Rule.